Accounting, Tax, Payroll & Bookkeeping Services in New Brunswick
New Brunswick uses HST at 15% and offers a competitive 2.5% small business corporate rate. As Canada's only officially bilingual province, NB has strong manufacturing, energy, and tech sectors. BOMCAS Canada serves clients across the province virtually.
New Brunswick's tax structure
New Brunswick uses HST at 15% (combining the 5% federal GST with an 10% provincial portion), administered entirely by CRA. The general corporate income tax rate is 14% and the small business rate is 2.5%, producing a combined federal-provincial small business rate of 11.5% on the first $500,000 of active business income. Personal income tax follows progressive provincial brackets, with the top marginal combined federal-provincial rate near 53% at the highest bracket.
The New Brunswick economy
New Brunswick is one of Canada's four Atlantic provinces and the only officially bilingual province (French and English). The economy is anchored by Moncton (logistics, customer service contact centres, transportation), Saint John (energy refining at the Irving Oil refinery, shipping, the largest port in Atlantic Canada), and Fredericton (provincial government, the University of New Brunswick, and a growing technology cluster). The province also has significant forestry, fisheries, agriculture (especially potatoes), tourism, and mining.
Industries we serve in New Brunswick
- Forestry and pulp/paper. A historically central industry, with specialized tax rules for forestry operations.
- Fisheries and aquaculture. Coastal NB has substantial fishing and salmon farming operations.
- Energy and refining. The Irving Oil refinery in Saint John is the largest in Canada.
- Trucking. NB is the gateway to Atlantic Canada for road freight. TL2 and IFTA apply.
- Information technology. A growing Fredericton-Moncton tech sector.
- Construction and trades. WorkSafeNB coverage and T5018 reporting.
- Tourism and hospitality. Coastal tourism, the Bay of Fundy, and bilingual cultural tourism.
- Healthcare professionals. New Brunswick permits Medical Professional Corporations.
- Customer service and shared services. Moncton hosts numerous national contact centres.
NB-specific tax incentives
- Small Business Investor Tax Credit (provincial credit for investors in qualifying NB small businesses)
- R&D Tax Credit (provincial credit in addition to federal SR&ED)
- NB Film Production Tax Credit (labour-based)
- Multimedia Initiative
- WorkingNB and other workforce-related programs
BOMCAS Canada in New Brunswick
We serve NB clients virtually across the province: Saint John, Moncton, Fredericton, Dieppe, Rothesay, Quispamsis, Miramichi, Edmundston, Bathurst, Campbellton, Oromocto, Sussex, Shediac, Sackville, and many other NB towns and villages.
New Brunswick bilingual compliance in business
New Brunswick is the only officially bilingual province in Canada. The Official Languages Act of New Brunswick requires provincial government services to be delivered in both official languages, and many private sector activities have French-language compliance considerations. For NB businesses, this means: business signage in certain regions may have French-language requirements; consumer-facing communications in certain industries (especially food, hospitality, healthcare) typically include both languages; certain professional licensing requires French-language proficiency; and government tax communications, regulatory filings, and most CRA correspondence are available in both English and French at the taxpayer's choice.
New Brunswick natural resource and rural economy
New Brunswick's economy outside the major centres (Moncton, Saint John, Fredericton, Dieppe) is heavily resource-based: forestry and pulp/paper (legacy of Irving and J.D. Irving operations), fisheries and aquaculture along the coastal regions, agriculture (especially potatoes — NB is Canada's second-largest potato producer after PEI), and mining in the northern parts of the province. Each resource industry interacts with specific NB tax provisions and federal resource property treatment.
Atlantic Canada coordination for NB businesses
NB businesses operating across Atlantic Canada (NB, NS, PEI, NL) benefit from HST harmonization (15% across all four provinces administered by CRA). However, employer registration, workers' compensation, and provincial corporate compliance are separate in each province. An NB-based company with employees in multiple Atlantic provinces needs separate WorkSafe registrations (WorkSafeNB, WCB Nova Scotia, WCB PEI, WorkplaceNL) and must allocate corporate income across provinces using the federal allocation rules.
Canadian tax compliance calendar that applies to New Brunswick clients
The Canadian tax compliance calendar is the same regardless of where you live in Canada, but several deadlines are commonly missed or misunderstood by New Brunswick businesses and individuals:
- January 31. T4, T4A, and T5018 information returns due for the prior calendar year. Late filing penalties start at $100 and escalate quickly for larger employers.
- February 28. T5 investment income slips due for the prior calendar year.
- March 1 or March 2. RRSP, FHSA, and similar registered plan contribution deadline for the prior tax year (60 days into the new calendar year).
- March 31. T3 trust return deadline (90 days after the trust's calendar year end).
- April 30. T1 personal tax return deadline for most Canadians. Balance owing is due by this date regardless of whether the filing deadline is extended.
- June 15. T1 deadline for self-employed individuals and their spouses (although any balance owing is still due April 30).
- Six months after corporate year-end. T2 corporate income tax return filing deadline.
- Two or three months after corporate year-end. T2 balance owing payment deadline (three months for CCPCs claiming the small business deduction throughout the year and meeting the taxable income threshold; two months otherwise).
- Quarterly: March 15, June 15, September 15, December 15. Personal tax instalment due dates for taxpayers required to pay instalments.
- Monthly or quarterly. CRA source deduction remittances and GST/HST remittances based on the assigned filing frequency.
What happens when CRA contacts New Brunswick clients
Canadian taxpayers commonly receive several types of CRA contact each year. Knowing what each one means helps New Brunswick businesses and individuals respond appropriately:
- Notice of Assessment (NOA). Issued after CRA processes a return. The NOA states the assessed tax, refund or balance owing, and any adjustments CRA made. Review your NOA carefully against your filed return.
- Notice of Reassessment. Issued when CRA changes a previously assessed return. You have 90 days from the date of a Notice of Reassessment to file a Notice of Objection if you disagree.
- Pre-assessment review letter. A request for documentation about specific items on a return before CRA finalizes the assessment. Strict response deadlines.
- Post-assessment review letter. Same documentation request, but after the NOA has been issued. Strict response deadlines.
- Demand to file. A formal demand that you file a return that CRA believes is overdue. Failure to comply can lead to a Notional Assessment (CRA estimates your tax, almost always at a higher amount than actual).
- Audit notice. The most serious form of CRA contact. Audits can be desk audits (by mail) or field audits (CRA officer reviews books in person or virtually).
- Collections letter. Issued when there is an unpaid balance. CRA collections has significant powers including garnishment and asset seizure.
If you receive any form of CRA contact, contact us immediately. Do not call CRA back yourself and do not send documents without professional review.
How BOMCAS Canada handles CRA representation for New Brunswick clients
With your signed authorization on file (RC59 for businesses or AUT-01 for individuals), BOMCAS Canada can communicate with CRA on your behalf. This means: CRA calls about your file route to us; we can access your CRA My Account or My Business Account information; we respond to review letters, audit requests, and collections matters; we file Notices of Objection within the 90-day deadline if needed; we represent you in CRA audits virtually; and we coordinate with tax counsel for Tax Court of Canada appeals where required.
Common Canadian tax questions New Brunswick clients ask
Can I deduct my home office expenses?
Can I deduct vehicle expenses?
Do I have to pay tax instalments?
What is the difference between Canada Pension Plan (CPP) for self-employed vs employees?
Should I incorporate my business?
What records do I have to keep, and for how long?
What is the difference between current and capital expenses?
Why working with BOMCAS Canada makes sense for New Brunswick
New Brunswick businesses and residents work with BOMCAS Canada for several reasons that may matter to you:
- Fixed-fee transparency. Most engagements are quoted as a fixed monthly fee or fixed per-project fee, signed in writing before any work begins. No surprise hourly invoices for routine work.
- One-business-day response standard. We staff to a one-business-day response standard for client emails and calls during normal business hours. No multi-day voicemail backlogs.
- Year-round support. Most clients have unlimited email and phone support included in the engagement, not just during tax season.
- Same accountant year over year. You are not transferred to a new junior every year. The same person who knows your file this year will still know it next year.
- Secure virtual delivery. Encrypted client portal, e-signature, multi-factor authentication, and direct CRA representation under your written authorization. PIPEDA-compliant. No driving to a CPA office.
- Canadian-only tax expertise. We do not do US-only tax, UK tax, or other foreign jurisdictions in isolation. Our cross-border work is always anchored by deep Canadian compliance. Every member of the team works exclusively on Canadian files.
- Industry depth. We have specialized experience across trucking, real estate, medical professionals, contractors, restaurants, e-commerce, farms, nonprofits, and other Canadian industries.
Getting started — what New Brunswick clients can expect
A typical engagement with BOMCAS Canada begins with a phone call or contact form submission. We respond within one business day to schedule a 15–30 minute discovery conversation by phone or video. The discovery call covers your current tax situation, accounting history, prior accountant relationship (if any), pain points, and goals. There is no sales pitch and no obligation. If we are a fit, we provide a written engagement letter with a fixed fee and clear scope. If we are not a fit, we are happy to suggest other Canadian professionals who might be.
Once the engagement letter is signed, you e-sign the CRA authorization (RC59 for businesses or AUT-01 for individuals), and we onboard you to the encrypted client portal. From that point forward, the relationship is structured around predictable monthly deliverables: bookkeeping, sales tax filings, payroll, and year-end financial statements plus T2 corporate tax (for incorporated businesses) — with proactive tax planning conversations throughout the year.
Cities and communities we serve in New Brunswick
Below are the major New Brunswick cities with dedicated landing pages. BOMCAS Canada also serves towns, villages, and hamlets across New Brunswick virtually.
Services available throughout New Brunswick
Personal Income Tax (T1)
Accurate, optimized T1 personal tax returns for Canadian individuals, self-employed professionals, and families.
Read Personal Income Tax (T1) services for New Brunswick clientsCorporate Income Tax (T2)
Complete T2 corporate tax returns for Canadian-controlled private corporations, professional corporations, and holding companies.
Read Corporate Income Tax (T2) services for New Brunswick clientsGST / HST Returns
Accurate GST and HST return preparation, registration, and CRA compliance for Canadian businesses of every size.
Read GST / HST Returns services for New Brunswick clientsBookkeeping Services
Accurate, organized bookkeeping for Canadian small businesses, with GST/HST tracking, reconciliations, and management reports.
Read Bookkeeping Services services for New Brunswick clientsPayroll Services
Canadian payroll processing, source deductions, CRA remittances, T4/T4A slips, ROEs, and provincial WCB compliance.
Read Payroll Services services for New Brunswick clientsSmall Business Accounting
Complete small business accounting: monthly bookkeeping, GST/HST, payroll, financial statements, and corporate tax.
Read Small Business Accounting services for New Brunswick clientsTalk to a Canadian accountant serving New Brunswick
Call 780-667-5250 or submit the contact form. We respond within one business day.
Call a BOMCAS Canada Accountant for New Brunswick — 780-667-5250 Request a Free Canadian Accounting Consultation for New Brunswick
New Brunswick accountants — Canada-wide service catalogue
Every Canadian accounting service BOMCAS Canada offers is available to New Brunswick residents and businesses, delivered virtually with full CRA representation. Open the national service pages below for the complete description of each service, what's included, costs, and who benefits:
- Personal Income Tax (T1) Services in Canada
- Corporate Income Tax (T2) Services in Canada
- Back Tax Returns & Late Filing
- GST / HST Filing
- CRA Audit & Review Support
- CRA Tax Debt & Voluntary Disclosure
- Monthly Bookkeeping
- Canadian Payroll Services
- Farm & Agriculture Accounting
- Trucking Accounting & IFTA
- Restaurant Accounting
- Cross-Border Tax (Canada–US)
- SR&ED Tax Credits
- Estate & Trust Tax (T3)
- Underused Housing Tax (UHT)
- Browse all 26 Canadian accounting services
New Brunswick communities served by BOMCAS Canada
BOMCAS Canada serves 782 New Brunswick communities. The first 30 alphabetically are listed below; the full New Brunswick directory includes all of them:
- Aberdeen Parish, New Brunswick
- Aboujagane, New Brunswick
- Acadie Siding, New Brunswick
- Acadie, New Brunswick
- Acadieville Parish, New Brunswick
- Acadieville, New Brunswick
- Adams Gulch, New Brunswick
- Adamsville, New Brunswick
- Addington Parish, New Brunswick
- Albert County, New Brunswick
- Albert Mines, New Brunswick
- Albert, New Brunswick
- Albrights Corner, New Brunswick
- Alderwood, New Brunswick
- Aldouane, New Brunswick
- Allainville, New Brunswick
- Allardville Parish, New Brunswick
- Allardville, New Brunswick
- Allison, New Brunswick
- Alma Parish, New Brunswick
- Alma, New Brunswick
- Alnwick Parish, New Brunswick
- Alnwick, New Brunswick
- Ammon, New Brunswick
- Anagance, New Brunswick
- Anderson Road, New Brunswick
- Anderson Settlement, New Brunswick
- Andersonville, New Brunswick
- Andover Parish, New Brunswick
- Anfield, New Brunswick
Browse the complete New Brunswick accountant directory →
Industries served in New Brunswick
BOMCAS Canada serves all major Canadian industries in New Brunswick. The most relevant industry pages:
- Small Business
- Self-Employed Individuals
- Truck Drivers & Owner-Operators
- Real Estate Investors
- Farms & Agriculture
- Construction & Subtrades
- Medical Clinics & Doctors
- Restaurants & Hospitality
- Tech Startups & SaaS
- Crypto & Digital Asset Investors
- Gig Workers & Rideshare Drivers
- Browse all 49 industries served